Storm Damage Roofing 101: What to Do After Hail, Wind, or Heavy Rain Damages Your Roof

The storm has passed, but now you feel uneasy as you look up at your roof. Maybe you've noticed shingles scattered across your yard, dents in your gutters, or even a leak making its way into your ceiling.

Dealing with storm damage can feel overwhelming, but knowing what steps to take can make all the difference between a quick recovery and a costly disaster. Whether your home has been hit by hail, high winds, or heavy rain, acting fast — and smart — is the key to minimizing damage and restoring your roof properly.

Sharp Exteriors has put together a step-by-step guide to help you navigate the process, from assessing the damage to filing an insurance claim and choosing the right roofing contractor.

Step 1: Assess the Damage Safely

Before climbing onto your roof, take a deep breath — safety first.

Wait for professional assistance if the storm caused severe damage, like downed power lines or structural issues. If it's safe to do so, start your inspection from the ground.

Here’s what you need to look out for:

• Missing or damaged shingles. Look for shingles in your yard or visible gaps on your roof.
• Dents and bruising. Hail can leave dark spots or soft dents on shingles.
• Loose or clogged gutters. Wind and rain can dislodge or clog gutters with debris.
• Leaks and water stains. Check ceilings and walls inside your home for moisture spots.
• Granule loss. If you notice excessive granules in your gutters or driveway, your shingles may have suffered significant wear.

Insider’s Tip: Take photos of any visible damage. This documentation will be crucial for your insurance claim.

Step 2: Prevent Further Damage

Storm damage can escalate quickly if left unchecked, often leading to many unexpected (and costly) roof repairs or replacements later on.

While you wait to schedule a professional roof inspection, here are a few temporary precautions you should take:

• Tarp any exposed areas. If you have a large section of missing shingles, covering it with a durable tarp can help prevent leaks.
• Clear gutters and drains. Removing debris can prevent water buildup and further damage.
• Move valuables away from leaks. If you’ve noticed interior water damage, move furniture and belongings to a dry area.

Important Note:Only attempt temporary fixes if they are safe. When in doubt, wait for a professional roofer.

Step 3: Contact a Roofing Professional for an Inspection

After taking initial precautions, it’s time to bring in storm damage roofing experts for a full assessment.

A professional roofer will check for damage that might not be visible to the untrained eye, including:

• Hidden leaks that could cause mold or structural issues.
• Shingle damage that weakens the overall roof integrity.
• Signs of hail impact, wind uplift, or water penetration.

A trustworthy contractor will provide a detailed inspection report and walk you through your options.

Warning: Be cautious of "storm chasers" — out-of-town contractors who show up after severe weather looking to make a quick sale.

These companies often disappear after completing low-quality work, leaving homeowners with bigger problems. Always choose a licensed, local roofing company with a proven track record.

Step 4: File an Insurance Claim (If Necessary)

If the storm damage is severe, your homeowner’s insurance may cover the cost of repairs or a full roof replacement.

Here’s how you can navigate your way throughout the insurance claims process:

1. Review your policy. Check your coverage for storm-related damages, deductibles, and claim time limits.
2. Call your insurance provider. Report the damage and schedule an adjuster visit.
3. Provide documentation. Share your photos, inspection report, and any additional proof of damage.
4. Meet with the adjuster. Your insurance adjuster will assess the damage and determine the payout amount.
5. Work with your roofer. Your roofing contractor can help ensure the adjuster doesn’t miss critical damage and advocate on your behalf.

Insider’s Tip: Having a trusted roofer present during the adjuster’s visit ensures all damage is properly identified, leading to a fair and accurate claim.

Step 5: Choose the Right Roofing Contractor

Now that you have a claim (or know the full extent of your damage), it’s time to select a roofing company that will do the job right.

Here’s what to look for when hiring the right roofing contractor for the job:

• Local & established. Avoid fly-by-night contractors; go with a Minnesota-based company that knows local weather challenges.
• Licensed & insured. Protect yourself by choosing a roofer with the proper credentials.
• Experience with insurance claims. A contractor who understands the claims process can help maximize your coverage.
• High-quality materials & warranties. Look for certifications from top manufacturers (like GAF) and warranties that give you peace of mind.

At Sharp Exteriors, we have over a decade of exterior experience in storm damage roofing repair. We work closely with Twin Cities homeowners to ensure a smooth, stress-free exterior remodeling process on their path to restoring their property.

Storm Damage? Let Sharp Exteriors Restore Your Roof

When storms hit the Twin Cities, your roof is your home’s first line of defense. At Sharp Exteriors, we’re here to help you navigate the entire storm damage recovery process — from the initial inspection to working with insurance and completing top-quality repairs.

Here’s what we bring to the table when it comes to addressing your storm damage repair needs:

• Fast, responsive service when you need it most.
• Insurance claim expertise to ensure you get the coverage you deserve.
• Local, experienced professionals who stand behind their work.
• High-quality materials & warranties for long-term protection.

Let’s get your roof back to its best—quickly, efficiently, and with the expert craftsmanship your home deserves! Contact us today to schedule a roof inspection and get started on restoring your home to pristine condition.